Payment Plans:

1. Annual Payment Plan
Cash, Check, Master Card, Visa, Discover, American Express.

2. Electronic Bank Draft (1st or 15th of the month withdrawal)
Continuous membership through payment of a low monthly fee. New members who choose the monthly Bank Draft plan are required to pay the first year joiner fee and one month membership fee. A current member who switches to the monthly bank draft method is required to pay one month of the membership fee.
     To Join:
        1.Complete the Authorization form.
        2.Include your contribution to the Strong Kids Campaign of $3, $5 or $10 a month to help a child come to the YMCA.
        3.Submit a voided check.

3. Bank Draft Membership Type Upgrades
The monthly dues will change according th the membership type. Membership will be upgraded automatically on birthday. 

The stated fees are automatically deducted from your account once a month. The YMCA does not have access to your account for any other purpose. The bank, with your authorization, transfers the monthly dues from your account to the YMCA. Drafts returned for any reason will be subject to a $25 service fee.

Canceling Membership
The YMCA will not take responsibility to cancel your bank draft. A 30 day written notice is required prior to your next scheduled draft date (1st or 15th) to stop bank draft. It is the member’s responsibility to check monthly bank statements to ensure the cancellation has taken effect. No refund will be given for a bank draft that occurs during the 30-day cancellation period. Membership fees are not refundable.

Joiner Fee
Upon joining, new members pay a ONE time joiner fee in addition to the membership dues. You may rejoin within 30 days of expiration date without repaying this fee. Joiners fee is not refundable. Members from another YMCA in good standing may request a waiver of joiner fee.

Non-sufficient Funds
Checks returned for non-sufficient funds (NSF) will be subject to a $25.00 service fee. If the account has NSF a second time, or has been closed, the YMCA has the right to suspend the membership/program registration until all fees have been received.

A.W.A.Y. Program
”Always Welcome At YMCAs” is the YMCA’s nationwide visiting program in which more than 1,000 YMCA’s have agreed to welcome our members to their facilities. The A.W.A.Y. policies of each participating YMCA are subject to change and a nominal guest fee may be charged. For more information on the A.W.A.Y Program visit www.ymca.net 
West Essex YMCA Policy: Guests who have a YMCA membership within 50 miles must pay a guest fee. A guest who comes from a YMCA more than 50 miles has no fee for the first 3 visits, after which they must pay accordingly.

One-day Membership Passes are available for general use of the facility. Identification is required and all guests must sign in at the Welcome Center.